Plastic cards are soon to become a relic as they get replaced by smartphones: commercial banks are introducing new concepts of automated teller machines that require only a smartphone to withdraw cash from your account.
Current cardless access solutions lack a reliable proximity certification layer. NFC, QR code, and BLE beacon systems rely on a paradigm that cannot guarantee that the user is physically in front of the ATM. These systems only presume the proximity of the smartphone to the ATM by means of a passive peripheral, a bar code, or a tag, which are very easy to replicate and pose a security threat.
Our core proximity technology combines Bluetooth and the cloud in a unique new way to provide accurate, secure, and cross-platform proximity certification for cardless access to ATMs. Provisioning model consists of SDKs and/or access to API and cloud/on-premise hosting.